This reporter wonders why a bank will refuse to let an owner of 18 years stay in a home at the SAME principal (even though it is $250,000 more than the home is worth) when all the homeowner asked was a break on the monthly payment and missed payments tacked on to the end of the loan. is the world’s leading online source for English definitions, synonyms, word origins and etymologies, audio pronunciations, example sentences, slang phrases, idioms, word games, legal and medical terms, Word of the Day and more. For over 20 years, has been helping millions of people improve their use of the English language with its free digital services.

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Now comes the foreclosure case of Joanne Fredenburg, a widowed homeowner in Lehigh Acres, Fla., where real estate prices have plummeted. Last month Ms. Fredenburg was served with not one but two foreclosure lawsuits from two different plaintiffs that both claimed to own her promissory note and mortgage and said she owed them each more than $276,000. That, of course, is impossible.

Florida's foreclosure laws changed in 2013-both to the benefit and. the lender to produce evidence of the promissory note with its complaint, and. Read on to learn more about these changes affect Florida homeowners facing foreclosure. As of July 1, 2013, the plaintiff (the owner of the loan) must prove its right to.

Posted by BNG in Banks and Lenders, Foreclosure Defense, Judicial States, Mortgage Laws, Non-Judicial States, Note – Deed of Trust – Mortgage, Your Legal Rights 1 Comment Homeowners faced with mortgage foreclosures often opted for Deed in Lieu of Foreclosure.

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If you owe your lender money after a foreclosure-called a deficiency-the. In certain circumstances in Florida, you might owe your mortgage lender. foreclosure action has granted or denied a claim for a deficiency judgment. For more articles on Florida foreclosure law and assistance for Florida homeowners facing.

Fighting Foreclosure? Want to beat the banksters?Arm yourself with the latest, breaking news on the biggest heist in history.