Specialist lender Hodge has launched a retirement interest-only mortgage with a fixed rate for life – a first for the UK mortgage market. The product, named the Hodge fixed-for-life Rio, aims to.
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Ms Rowland said this will be considered in ongoing enforcement investigations into the tracker mortgage issue. She also told.
RIO can also prove really useful for those clients who have come to the end of existing interest only mortgages and are unable to repay the capital balance. They are, however, able to continue paying interest for the life of the mortgage. A quick note on lifetime affordability
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Rio products were touted as the solution for consumers who had an interest-only mortgage set to mature but no plan for how to pay the capital left in the property.
What are RIO Mortgages? RIO mortgages are very similar to interest-only mortgages, that allow borrowers to pay just the interest on the loan each month. However, the "retirement" aspect means that the mortgage has no set end date. Much like a lifetime mortgage, the loan is redeemed when you sell the property, go into full-time care or pass away.
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