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Florida bankers had concerns that PACE loans would be repaid before mortgages. The $3.1 million loan is the third major PACE deal for BrandsMart, after funding of $2.2 million for energy upgrades.

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Becky Walzak, a Deerfield Beach-based mortgage industry consultant, said she expects home-buying to slow down in January when new lending standards take effect. The Ability-to-Repay rule will.

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New foreclosure cases are down across South Florida and the Sunshine State as the housing market continues to shed distressed mortgages. From January through April, lenders filed 1,529 new cases in.

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