Paying off the mortgage (or student loan) early.I’ve done this with mortgages & auto loans and it’s amazing how quickly the principal reduces sooo quickly. Paying off the mortgage (or student loan) early! I already knew these ideas, but seeing it applied to real numbers is very eye opening! See more
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A jumbo loan is a home loan for more than the conforming limit set by Fannie Mae and Freddie Mac. Interest rates on jumbo loans are comparable to rates on conforming loans.
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Some borrowers who struggle to secure a jumbo loan may be able to qualify for a conforming loan and use a second piggyback mortgage plus put more cash down to get below the conforming loan limits, which are $484,350 for a single-family home throughout most of the country and $726,525 in designated high-cost areas.
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