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I am hoping someone can help answer my question. I found a property deal but unfortunately couldnt get a mortgage at the time so a friend acted as a mortgage host and bought the property in her name with a mortgage. I was advised that I could do this as long as we signed a deed of trust to say
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If you have a fireplace in your home, the mantel is an ideal spot to bring a little holiday cheer, but don’t make it too complicated. Cotton branches intertwined with silver artificial garland. Choose a statement-making garland to hang or drape across the top. Place some candles on the mantel to light at night, and you’re good to go.
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A loan holiday only stops the repayments. The interest on your outstanding loan balance still accrues during that time. Consider this option carefully as the amount of interest accrued will increase your loan balance and your repayments. There must also be a minimum of 12 months between the expiry of a loan holiday and the beginning of another.