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A second mortgage is a mortgage made subsequent to another mortgage and subordinate to the first one. Second mortgage loans are different from first mortgages in several ways. They often carry a higher interest rate, and they usually are for a shorter time, 15 years or less. It pays to shop around for mortgage rates in Florida.
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· One court found that a FCRA plaintiff, who was a mortgage loan officer, had insufficient evidence to avoid summary judgment on his claim for damages due to a higher interest rate, when he only provided his testimony about discussions with the creditor’s representatives and testimony from his co-worker and himself.FN41 There, the plaintiff.
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